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About Inter Empresas: Conta PJ
Inter Empresas: Conta PJ is a complete business account solution designed to simplify entrepreneurial operations with zero bureaucracy and humanized service. This all-in-one platform eliminates the complexity of managing multiple financial tools, giving you everything your business needs in one place.
Your digital PJ account comes fully equipped with powerful features at no cost. Enjoy unlimited Pix transfers and TEDs, free monthly bill issuance, complete billing management, and 24-hour withdrawals from any bank network. The business credit card carries zero annual fees, meaning you save money while earning Inter Loop points — redeemable as cashback, invoice discounts, or extra rewards at Inter Shop.
Billing management becomes effortless with automated, personalized invoicing that reduces costs and gives you complete autonomy. Payroll processing is equally straightforward, supporting both Excel and CNAB240 formats with all tasks centralized for maximum control. When your business needs to grow, Inter Empresas offers flexible credit solutions including FGI Peac, home equity options, and investment-backed credit to fuel expansion.
Accept payments directly through Inter Pag, our card machine solution offering personalized rates, mobile processing, and next-day settlement. Banking domicile services provide centralized financial management with free transfers and receipt organization. For companies with international operations, the Global Account handles multi-currency transactions seamlessly — receive payments in dollars, convert to reais, manage imports and exports, and process capital contributions abroad with ease.
Grow your company's wealth through the integrated investment platform, offering professional portfolio management and multiple options to maximize profitability. Protect your business with comprehensive insurance coverage for legal entities. The exclusive Inter Shop marketplace lets you renew inventory, manage office supplies, and plan business trips while earning cashback on every purchase.
Customer support is instant and accessible directly through the Super App. Chat with our virtual assistant Babi or upgrade your account for access to dedicated advisors. Whether you need to manage billing, process payroll, handle international transactions, or access credit solutions, Inter Empresas: Conta PJ brings all essential business banking services into one intuitive, cost-effective platform.
Pros & Cons
Pros
- Zero-fee business account with unlimited Pix and TED transfers
- All-in-one platform consolidates billing, payroll, and payments
- Multi-currency Global Account simplifies international transactions
- Earn Inter Loop points redeemable as cashback and discounts
Cons
- Requires account signup and verification before accessing services
- Credit solutions and investment features may involve interest rates and fees
- Designed specifically for Brazilian businesses; limited utility outside Brazil
- Dependent on stable internet for real-time banking and payment processing
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